PLEASE READ THIS DOCUMENT CAREFULLY BEFORE USING THIS WEBSITE
This website is owned and operated by the Kandoo Finance.

By using this website and the services available through it you will enter into a contract with Kandoo finance and agree to abide by the company’s terms of use also. Your use of the site acknowledges to us that you agree to all the terms and conditions below before you use the site.

These terms and conditions also apply to anybody who uses your computer, and it is in your best interest that they comply.
The web site is for use by UK residents aged 18 years and over.

The content of this web site is for information purposes only, and all figures quoted do not constitute an offer.
Kandoo Finance may revise and update the terms and conditions below without prior notice.

We recommend that the next time you visit the site you view this page to check current terms and conditions.

This site is the property of Kandoo Finance and you must abide by the terms and conditions shown for you to have permission to use the site.

USE OF THIS SERVICE
Availability
Access to the website on occasion may be restricted due to allow for necessary repairs, maintenance, or updates. We will endeavour to do such work at a reasonable time to cause minimal disruption to the service.

Disclaimer
This website is available to all users “as is” without any representations or warranties of any kind, either expressed or implied. Kandoo Finance makes no representations, warranties or undertakings that this website or server that make it available, will be compatible with your equipment or free from defects, including, but not limited to viruses or other harmful effects. Kandoo Finance accepts no liability for any infection by virus, bug, tampering, unauthorised access, intervention, alteration of use, fraud or theft, technical failure, error, omission, interruption, deletion, delay, or any event or occurrence beyond the control of Kandoo Finance, which corrupts or affects the administration, security, fairness and integrity or proper conduct of any aspect of this website or your equipment.

This website and Kandoo Finance do not give advice. Do take advice before taking any action upon the information which is on the website. The information is provided only to assist you in taking advice upon your own, different, and individual position and NOT as any form of suggestion, recommendation, or formal advice.

Limitation of liability
Kandoo Finance accepts no responsibility or legal liability (Except where this would be illegal or otherwise not allowed by law) for information contained within, or transmitted by, and disclaims all liability for any losses arising from the use of, the website or reliance on the contents thereof.

Whilst we make every effort to ensure the accuracy and integrity of the content of the site, we cannot guarantee this.
You should always check any information on the web site before making any decisions based on the information.

Indemnity
You agree to indemnify and not to hold Kandoo Finance, its subsidiaries, affiliates, officers, agents or employees, responsible for any loss, liability, claim, or demand by any third party, arising from your use of the site, and/or any other person who may have suffered the same by using the website.

Data protection and Privacy Policy
You must act in accordance of the above policies when using this website.
Details are shown separately on the website. See ‘Privacy Policy’

Security of the site and the content
These are covered by our copyright terms, and terms of use of this web site.

Accuracy of information / Content
All quotes are subject to ability to repay and a credit search.
We are not responsible or do not have any control over external websites.

Governing Law
This contract is governed by English law.

Copyright & Trade Marks
The copyright and other intellectual property rights in this website and the contents thereof, belong to, or are validly licensed to the Kandoo Finance.
The content of within this is for personal use only.

None of the content may be redistributed or published for any commercial purpose without the prior consent of Kandoo Finance . This is strictly prohibited and would be in violation of the proprietary rights of Kandoo Finance.

Hypertext links to the website by users or other websites in strictly prohibited without the express written consent of Kandoo Finance.

The term ‘Kandoo Finance’ is used as trademarks, as is all images and logos.
Other companies may not without the prior written consent of the Kandoo Finance, use these trade marks to imply they are part of, or connected to Kandoo Finance.
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Customer Declaration
Before you apply you must agree to the declaration set out below.
In considering your application we will search your records with one or more licensed credit reference agencies. They will add to your record details of our search and your application. This will be seen by other organisations carrying out searches at a later date. It is important that you give us accurate information.
We and other organisations may use and search these records to:
1. Help make decisions about credit and credit related Services
2. Trace debtors, recover debt, prevent fraud, and to manage your accounts.
3. Check your identity to prevent money laundering, unless you provide us with other satisfactory proof of identity.
The credit reference agency(s) and the fraud prevention agency(s) will also use the records for statistical analysis.
For homeowner secured loan applications, it shall also be necessary for us to carry out a land registry search to obtain details of your property and confirm that you are the legal registered owner(s).
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Consent
By using this website you signify that you have consented to our collecting and using the personal information that you provide to us in accordance with this Privacy Policy. You will also be deemed to have read and accepted this Privacy Policy.

Data Collection and Use
This Policy applies to all information we receive from you, whether you are registering on our website or ordering any products or services via this website. During the course of your use of this website, Kandoo Finance  will collect two types of information:
(i) Aggregated Information - This website automatically gathers certain statistical information such as the number and frequency of visitors. This information is only used in the aggregate and individuals cannot be identified from it. This aggregated information helps us to measure how individuals use the website and our services so that we can continually improve them. We may share this aggregated data with other companies within the Group.
(ii) Personal Information – Kandoo Finance requires personal information from you, such as name and e-mail address, in order for us to perform the services offered by the site and to fulfil your requests. Some of this information is voluntary and others are compulsory fields. On occasion, thebestclub.com may also collect additional personal information from you on a voluntary basis. This personal information may be used in a number of ways:

Processing your application
The information you give us on you application form allows us to process your application to find the best lender and loan offer available to your from our panel of lenders.
Your information will be passed to an independent loan broker who will help process your loan quickly. You will be advised of this companies details shortly after you apply for the loan.
This information will also be shared with lenders we recognise will be able to help you.
All the lenders we share your information with will handle it in the same way as ourselves, being with regard to the Data Protection Act.

Providing the information to and searching the files of one or more licensed credit reference agencies (such agencies will keep a record of such searches to confirm the information and for the purposes of credit assessment or account administration)
We will disclose the information to credit reference agencies when requested by them for consideration of any future applications for finance made by you or for fraud prevention and/or tracing debtors - the agencies may also disclose your information to other lenders for these purposes.

We will Provide the information to and searching the files of one or more licensed credit reference agencies (such agencies will keep a record of such search to confirm the information and for the purposes of credit assessment or account administration)
To disclose the information to credit reference agencies when requested by them for consideration of any future applications for finance made by you or for fraud prevention and/or the tracing debtors. The agencies may also disclose your information to other lenders for these purposes.

Marketing and Customer Care
We may from time to time send promotional e-mails or text alerts to you with information about our products and services or that of other reputable companies that we feel may be of interest to you.
Companies other than ourselves will not contact you directly for marketing purposes, and they will not have access to your contact details unless you provide your contact details to them and authorise them to contact you directly.
When you make your application, we ask you, by which means you wish for us to contact you in the future regarding other products, services, and companies that may be of interest to you.
We may contact you via E-mail, Phone, Text messaging and also by Post in relation to this information.
If you decide in the future you do not wish to receive such information from Kandoo Finance, please send an e-mail to customercare@ kandoo-finance.co.uk, putting the words OPT OUT in the subject line and we will no longer send you any further information.
We may access and disclose personal information about you if you breach any applicable laws, in order that the company operates its systems properly or to protect itself and/or its users.
We reserve the right to sell the database related to this website (including personal data relating to you) to a third party if we sell, assign or transfer the assets of our business.
We take all reasonable precautions to ensure that outside parties or affiliated companies are aware of our Privacy Policy and that they will treat the personally identifiable information in a similar manner.
We will only disclose the information you provide to other reputable companies.

Cookies
Kandoo Finance uses cookies for collecting user information from this website.
For your information, a cookie is a small piece of information stored by your browser on your computer’s hard drive. Cookies are used to make the link between you and the information you have provided to the website, to identify users and personalise their visit by customising web pages for each user. Most web browsers automatically accept cookies although you do not have to.
Please note if you disable cookies from your browser, you may not be able to access certain features of this particular website, so we recommend you have ‘per-session cookies’ enabled on your browser.
Only the Kandoo Finance server would be able to view this cookie, and would be unable to see any other information stored on your hard drive, so your privacy will not be at risk.
Information Security at Kandoo Finance  recognises the importance of the security of your personal details and takes measures to protect the privacy of information provided to us. We have strict security and confidentiality procedures covering the storage and disclosure of information to maintain its confidentiality, to prevent unauthorised access and to comply with the Data Protection Act 1998.
Please remember to close the browser window when you have finished using the site. This is currently the most secure way of ensuring no one other than yourself can access your personal information and any other correspondence when using a shared or public computer (for example those used in Internet cafes or at your place of work).

Contact Details
If you have any questions about our Privacy Policy or our information practices, please e-mail customercare@kando-finance Kandoo Finance.co.uk putting the words PRIVACY POLICY in the subject line.
You can request that we send to you all the information held about you. Should you wish to obtain this information, please write to at our address which is shown on the Contact Us page.
This website is owned and operated by the Kandoo Finance, 1 Pilgrims Lane, Bugbrooke, Northamptonshire NN7 3PJ.